Tracy grew up in both Pennsylvania and New Jersey. She attended Dartmouth College and holds a B.A. in French and Psychology modified with Music, and a PhD in child psychology. She currently works in Higher Education (psychology). She joined New Phil in 2002. Tracy’s husband, who plays piano, is in physics and history of science at MIT, and they have 13 year old twins; one plays percussion and the other plays french horn, and both also play piano.